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Protecting both yourself and your family is of paramount importance. We understand that so we design a full spectrum of coverage options with a unique brand called DreamLife®: by combining traditional life policy with at least four different kinds of living benefits (terminal illness, chronic illness, critical illness and critical injury/disability) plus a special health insurance membership program to cover regular healthcare, long term care and assisted living. Basically this DreamLife® can protect you from the very beginning stage (before you are born with your mom's pregnancy) through your childhood as an angle, to your youth in college, to middle-age most productive stage to support your family, to retirement planning and all the way to assisting living, long term care and senior case services including your funeral home with final expense besides a great legacy planning package. Most importantly, there are different mechanisms to over-fund this program using low interest loan options without violating the updated new 7702 guidelines.

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